If you ‘re in a rush for last minute holiday shopping or have high expectations on what gifts you may give this year. Here’s a thought, sometimes a meaningful gesture is worth more than a purchased gift. Consider offering assistance to your loved ones and friends that are simple and practical, but are highly appreciated. Your time and consideration are worth a great deal, and will be valued and remembered for a long time. If you are strapped for cash like many people this year, this is a less stressful way to celebrate that can deepen bonds between family members instead of always having a monetary attachment to your values!
So instead of rushing to the mall and dipping into your savings to buy the perfect gift, here are some sensible holiday gift ideas that are cost effective and helpful…[…]